@extends('layouts.finance') @section('title', 'Credit Cards & Debt') @section('subtitle', 'Cards, loans, lines of credit, and debt utilization') @section('content') @php $cardDebtAmount = fn($c) => abs((float) $c->payable_balance); $ccBal = $cards->sum(fn($c) => $metrics->usd($cardDebtAmount($c), $c->currency)); $ccLim = $cards->sum(fn($c) => $metrics->usd($c->credit_limit, $c->currency)); $debtBal = $debts->sum(fn($d) => $metrics->usd($d->outstanding_balance, $d->currency)); $utilization = $ccLim > 0 ? ($ccBal / $ccLim) * 100 : 0; @endphp